Or as low as R349.75 / month interest-free, using your existing credit card. For orders over R1 000.00.How it worksPayment Options
Choose Float at checkout to split credit card purchases into bite-size monthly payments.
Works with any Visa or Mastercard credit card.
Buy now. Pay way later.
Get your purchase today and use the available limit on your credit card to pay in interest-free, fee-free monthly instalments.
Zero interest. Zero fees.
It’s all the perks of your credit card, but none of the cons. No interest, no fees, no extra credit – and no catch. Just shopping joy on your terms.
No applications. No credit checks.
It’s your credit already, so there are no applications or credit checks. The cherry on top? You continue to earn your reward points.
Happy Pay lets you shop at your favourite online stores. But, instead of paying upfront, you split the cost of the items over your next two paycheques.
Shop Now, Pay Later.
Split your purchase over two paycheques. No deposit, no interest.
Quick Approvals
Happy Pay’s AI approval engine is the fastest in the market. You’ll be approved in no time!
BUY NOW. PAY LATER.
Pay for your order in either 4 interest-free payments over 6 weeks OR 3 interest-free payments over 3 paydays.
WANT IT
Select Payflex at checkout.
GET IT
Get it now, but spread your payments either over 6 weeks OR 3 interest-free payments over 3 paydays.
OWN IT
Every purchase you make with Payflex is interest-free and you get your goods right away.
Pay the Apple way.
Faster and easier than using cards or cash.
Pay in full, over time, or with your card’s rewards.
Privacy and security built in.
Apple Pay is accepted on millions of websites and apps.
Secure Instant EFT
Make payments to, or request refunds from thousands of businesses online or in-store. With Ozow it’s easy, fast, secure and happens directly from your bank account.
Step 1
Select Ozow as your payment option when you shop online.
Step 2
Select your bank. We have all 9 of South Africa’s major banks available to choose from.
Step 3
Log in and select the account you want to pay from.
Step 4
Accept the two-factor authentication request from your bank, and that’s it! Payment successful.
